Henray CapitaL Brokerage

Refurbishment Finance

Transforming Spaces with Tailored Finance Solutions

Why us

Revitalising Properties with Expert Financing

As a leading property refurb finance broker in the UK, Henray Capital is dedicated to transforming properties with bespoke refurbishment finance solutions tailored to your specific project needs. Whether you're enhancing a dated residential property or revitalising a commercial space, our bespoke financing ensures your refurbishment vision becomes a reality.

Why Henray Capital for Refurbishment?

With Henray Capital, property refurbishments become seamless financial journeys. Our deep industry connections open doors to unique funding avenues with up to 75% LTGDV and up to 90% LTC. Our commitment goes beyond finance: from initial consultation to project completion, our team ensures every refurbishment ambition is met with the right financial solution.

Comprehensive Financial Analysis

Each refurbishment project is unique. We delve deep, analysing the specifics of your property and its potential, ensuring the finance solution is perfectly aligned.

Swift and Efficient Processes

Time is often of the essence in refurbishments. Our team expedites the financing process, ensuring funds are available when you need them.

Transparent and Competitive Terms

No hidden costs, no unwelcome surprises. Our terms are clear, competitive, and crafted with your project's success in mind.


Our Diverse Refurbishment Finance Spectrum

Henray Capital is a leading property refurb finance broker in the UK, offers a spectrum of solutions tailored to your refurbishment needs. Whether it's a light facelift or a comprehensive transformation, our property refurb loans cater to every scenario. And for combined acquisition and refurb projects, our expert finance solutions ensure seamless progress and optimised returns.

Light refurb finance broker UK
Light Refurbishment Finance

Ideal for projects that require minor updates and enhancements, without structural changes.

Heavy refurb finance brokers UK
Heavy Refurbishment Finance

Tailored for extensive property overhauls, be it structural modifications or comprehensive space repurposing.

Property refurbishment bridging loans for heavy refurb and light refurb property develpoment bridging UK
Property Refurbishment Bridging Finance

Short-term finance solutions, perfect for developers needing quick funds for property refurbishments.

Property refurbishment finance
Acquisition and Refurbishment Finance

Combining the purchase and transformation of a property, this solution ensures both aspects are financially covered.

Active construction site of a Henray Capital-backed property development in progress
Property Development Finance

Whether it's a residential housing project or a large-scale commercial development, our tailored funding solutions ensure your project progresses smoothly.

Henray Capital-financed modern residential development in London.
Mixed Funding Needs?

Get in touch with us today to discuss a range of mixed funding needs.



I have been working with Jenna at Henray capital for nearly a year and the service has been outstanding. I feel like I am dealing with a person not a company, the advice that is always given, the products that are offered has been second to none. I couldn’t recommend a better capital finance company for anything property or development related. Thank you Jenna.


Your Journey to Seamless Refurbishment Finance in Three Steps

Step 1: Consultation & Analysis


Begin with an in-depth consultation where our experts understand your Property Refurbishment project's unique requirements. We'll assess the feasibility and align our finance solutions to your development's specifics.

Step 2: Tailored Financing Options


Based on our analysis, we present a range of tailored financing options. From light refurbishment loans to acquisition & refurbishment finance, discover solutions that resonate with your project's scale and ambition.

Step 3: Secure & Progress


Once you've selected the optimal finance route, our team ensures a smooth securing process. We'll work closely with all stakeholders, driving the deal to completion while you focus on bringing your Refurbishment Finance vision to life.


What's the maximum Loan-to-Gross Development Value (LTGDV) you offer?

At Henray Capital, we offer competitive LTGDVs tailored to your project's specifics. While typical offerings range from 65% to 75% LTGDV, we recommend discussing your project with our team to get a precise figure based on your requirements.

How quickly can I secure Refurbishment Finance through Henray Capital?

The timeline can vary based on the complexity of the project and the specific finance product. However, we've secured funding for clients in as little as a few days. Our dedicated brokers will guide you through the process of securing Refurbishment Finance, ensuring a swift and efficient experience.

Do you offer finance solutions for both residential and commercial developments?

Yes, Henray Capital specialises in financing solutions for a variety of property development projects, including both residential and commercial. Whether it's a residential housing project, a commercial build, or a permitted development like office-to-residential conversions, we've got you covered.

Are there any hidden fees associated with your property development finance solutions?

Transparency is a core value at Henray Capital. We have a clear and straightforward fee structure, with no hidden costs. All fees, including any associated with the chosen Refurbishment Finance solution, will be discussed upfront during the consultation phase.

Ready to Fund Your Next Project?

Connect with our experts at Henray Capital and discover bespoke financing solutions tailored to your development needs.

Take the first step towards securing the funding that will elevate your vision.

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